The Secrets The Power

The Secrets..... .......The Power....... ......

* The First Secret: The power of Love.
Love begins with our thoughts. We become what we think. Loving thoughts create loving experiences and loving relationships. Affirmations can change our beliefs and thoughts about ourselves and others. If we want to love someone, we need to consider their needs and desires. Thinking about your ideal partner will help recognize him or her when you meet.

* The Second Secret: The power of Respect.
You cannot love anyone or anything unless you first respect them. The first person you need to respect is yourself. To begin to gain self-respect ask yourself,
"What do I respect about myself? " To gain respect for others, even those you may dislike, ask yourself, "What do I respect about them?"

* The Third Secret: The power of Giving.
If you want to receive love, all you have to do is give it! The more love you give, the more you will receive. To love is to give of yourself, freely and
unconditionally. Practice random acts of kindness. The secret formula of a happy, lifelong relationship is to always focus on what you can give instead of you can take.

* The Fourth Secret: The power of Friendship.
To find true love you must first find a true friend. To love someone completely you must love them for who they are not what they look like. Friendship is the
soil through which love's seeds grow. If you want to bring love into a relationship, you must first bring friendship.


* The Fifth Secret: The power of Touch.
Touch is one of the most powerful expressions of love, breaking down barriers and bonding relationships. Touch changes our physical and emotional states and
makes us more receptive to love.

* The Sixth Secret: The power of Letting go.
If you love something, let it be free. Even in a loving relationship, people need their space. If we want to learn to love, we must first learn to forgive
and let go of past hurts and grievances. Love means letting go of our fears, prejudices, egos and conditions.


* The Seventh Secret: The power of Communication.
To love someone is to communicate with them. Let the people you love know; that you love and appreciate them. Never be afraid to say, "I love you." Never let an opportunity pass to praise and acknowledge someone. Always leave someone you love with a loving word ... it could be the last time you see them.


* The Eighth Secret: The power of Commitment.
If you want to have love in abundance, you must be committed to it. Commitment is the true test of love. If you want to have loving relationships, you must be committed to loving relationships. When you are committed to someone or something, quitting is never an option. Commitment distinguishes a fragile
relationship from a strong, loving one.


* The Ninth Secret: The power of Passion.

Passion ignites love and keeps it alive. Lasting passion does not come through physical attraction alone. It comes from deep commitment, enthusiasm, interest and excitement. The essence of love and happiness are the same, all we need to do is to live each day with passion.


* The Tenth Secret: The power of Trust.
You cannot love someone completely unless you trust them completely. Act as if your relationship with the person you love will never end. Trust is essential in
all loving relationships. Trust yourself, trust others and trust the world. It is the foundation for LOVE.

Always make your absence
felt in such a way That...
some one misses you BUT...
let not your absence be so longggg
THAT some one starts learning to live
WITHOUT YOU......

Sell the hummer, buy a hybrid?

Insurance is a contract between you and the insurance company. Like all contracts, it's give and take. That's what makes a good bargain. In this case, we're talking about an auto insurance policy. So, in return for the premium, you're asking the insurer to pay whatever costs arise from the traffic accidents you get into.
It's like a bet. The insurer works out what the odds are given the car you drive and your track record - it's called risk assessment - and sets the premium accordingly. But you can also gamble.
Suppose you think that, as a good driver, you're never going to get in an accident or, if you do, it's never going to be more than a fender bender with nominal damage on both sides. In a perfect world of free choice, you could decide not to carry insurance at all. You'll always have enough cash in hand to pay out for the minor dinks and dents you cause.
Unfortunately, this is not a perfect world. All but three states in the union require you to carry car insurance. If you drive any vehicle on the road without a valid policy in place, you commit a crime.
Why is that? Well, it usually takes two to have a traffic accident. You may be the most careful driver in the world, but the idiot who rear-ends you while you're parked may lack the same skills. It's also possible that you may overestimate your skills and underestimate the amount of money you may have to pay if there is an accident.
Suppose, for example, you hit an imported luxury car and injure the rich lawyer driving, the costs of repairing the car and compensating the lawyer for pain and suffering may be just short of astronomical.
So deductibles are a happy compromise. Most insurance companies allow you to pay the first part of any claim you make. The amounts are usually stepped as $100, $250, $500 or $1,000. So if you cause damage valued at $3,400, the insurance company will pay the balance after you have paid your contribution.
Yes, payment of the deductible is a precondition of the insurer paying out. So, when you're getting your online quotes, always remember to opt for the amount of deductible you can afford.
That way, your car insurance policy will come with a discount. The higher the deductible, the bigger the discount!

2008 is getting started! Check out new auto insurance tips

New Year is always a new beginning: new plans, new dreams, new opportunities. Maybe this year you'll get promoted or find a good friend, quit smoking or start snowboarding. The key point is that it is the right time to begin achieving your goals. A good start will be to obtain control over your financial situation. Wise money spending is a key to family financial safety and stability. Auto insurance premium is an inevitable part of your annual budget. Here are the best 2008 tips to reduce the car insurance premium.

• Be well posted on auto insurance: compare rates and get quotes every six months
  Insurance companies are constantly updating their policy offers and always have something new to attract customers. Be up-to-date in the industry. Got the policy in January, 2008? It'll be right to check the situation in July again. According to contemporary statistics, if you get quotes, compare rates and choose the most suitable offer, you can save up to $300 on a 6-month car insurance policy.
• The Higher Deductibles - The Better
  This is simple: want to reduce the premium - try to increase the deductible. The longer no-accident driving record you have - the lower premium you'll have to pay.
• Do not split the premium
  If you prefer paying less but monthly instead of one big investment, be ready to spend some extra money on commission. A $7 monthly fee sums into $84 a year. Decided to save? Do it!
• Discounts are your choice
  There are different discount offers and to find a good one you should be aware of them. Some insurers give bonuses to Internet customers, so look for online quotes and get the policy via Internet. Other option is a multi-line insurance policy - the situation when you purchase both auto and home insurances from one company. You can save up to 15 per cent on each deal.
• Be attentive and careful on the road
  First of all such habit will keep you from accidents and make your life longer and happier. Second of all, it will cut your premium. Accident free driving is encouraged by most companies.
• Tickets cause extra spending
  Insurance companies appreciate customers by different criteria, and the number of moving violations is an important one. With many tickets, your premium can jump really high. But If you disagree with the rate you've been given - be persistent and search for another insurer and find your policy.
• Got a safe car? Save with it!
  Most insurers give discounts to the safety car owners. So if your car is fully packed with modern safety devices, do not to mention it in your insurance form. Most likely you'll get a discount.
• Customize your policy
  The more personal your policy is - the better. Do not pay for extra coverage. Think through your driving habit and try to eliminate needles points of your auto insurance policy.
• More discounts
  Ask for Senior discount if you are over 50 and have an excellent driving record. Also, do look for discounts for "Good Students" - special bonuses for those with good grades. Conscientious drivers are always appreciated.
• Don't pay while not driving
  If you do not use the car that often and have a low annual mileage, why should you pay the whole sum? There are "pay-per-mile" policies and other offers for those, who drive occasionally.